The real estate market is valued at
€326 trillion
Yet access to it remains limited for billions of people.
The high entry requirement, complex documentation, and lack of liquidity make the traditional model non-functional for modern individuals. Niriam changes this through structured fractional participation and a global digital infrastructure.
to luxury real estates
are held by less than 10%
Traditional Model vs. Niriam
Generational Shift
Digital-first participation is becoming the standard.
Niriam addresses this shift through structured real estate participation models and a global digital infrastructure.
- 74% prefer to access real estate participation through mobile platforms
- 69% prefer structured fractional participation over full property ownership
- 1 in 3 investors under age 35 seeks alternative assets
- Millennials + Gen Z = more than 2.5 billion digitally oriented individuals
Traditional Property vs. Fractional Participation (Niriam)
Transfer Availability
Traditional property transfers often involve extended timelines, multiple intermediaries, and significant administrative complexity.
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Defined Transfer Periods
Within Niriam, requests to transfer contractual participation rights may be submitted during predefined periods, subject to contractual conditions and available demand. The process is structured, digital, and not guaranteed.
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Value Change Context
If market conditions indicate changes in property valuation and there is corresponding interest, participation outcomes may reflect such changes in accordance with contractual terms. No outcome is guaranteed.
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Periodic Allocation, If Applicable
Prior to any transfer or disposal event, net amounts, if any, may be allocated in line with contractual participation arrangements and property activity, subject to availability and applicable conditions.
The Evolution of contractual rights
From static assets to flexible global participation.
Traditional Model One Property in One Location
- One property in one place, one market
- High concentration of risk
- Dependence on one economy and currency
- Limited liquidity, difficult resale
- Exposure to local regulations
- Self-management and operational costs
Modern Model Structured Participation Across Multiple Locations
- Contractual participation rights linked to properties in different countries
- Access to established and emerging real estate markets
- Geographic exposure across multiple locations
- Centralized administration, legal structuring, and operational coordination
- Requests to transfer participation rights available during predefined contractual periods
- Flexible participation profiles aligned with individual preferences and engagement objectives
Market Facts
Historical market context may show past performance trends; such figures are provided for informational purposes only and do not imply guaranteed outcomes
6–9%
Average global real estate return annually
Historical market context may show past performance trends; such figures are provided for informational purposes only and do not imply guaranteed outcomes
10–15%
Growth in emerging markets (e.g., Dubai, London, Bulgaria, Bali)
Historical market context may show past performance trends; such figures are provided for informational purposes only and do not imply guaranteed outcomes
€20k - €100k
Traditional entry
Historical market context may show past performance trends; such figures are provided for informational purposes only and do not imply guaranteed outcomes
€100
Minimum entry